Finance overview
Map of Finance dashboard, Accounting, Banking, Expenses, and Reports — formal books vs commerce performance (Growth+).
Business Suite · Finance
ਮਾਰਗ: Store → Finance · Accounting · Banking · Expenses · Reports
ਪਰਿਭਾਸ਼ਾ
Growth+ unlocks formal books and treasury. Each area has a distinct job: Finance is the day-to-day commerce money snapshot; Accounting is double-entry books; Banking moves cash/bank/MFS treasury; Expenses records spend (and payment when paid); Reports summarize business performance. This page is the map — open each dedicated article for how-to steps.
Plan & access
- Minimum plan: Growth+ with finance / accounting capabilities (confirm Store → Billing).
- Banking: create a cash treasury account before Cash → Bank/MFS deposits.
- Staff need matching finance / accounting / banking / expenses permissions.
Consistency rule: Finance shows an operational money snapshot; Accounting keeps double-entry books; Banking runs treasury movements; Expenses records spend; Reports show performance. Commerce Reports are not statutory financial statements.
What each module is for
Finance dashboard → day-to-day sales / payment cash snapshot (not formal books) Accounting → double-entry ledgers & statutory-style reports Banking → cash / bank / MFS treasury movements + reconciliation Expenses → expense records, payments, outstanding Reports → commerce / business performance summaries
Important: the Finance dashboard is not a substitute for Accounting.
Important: Commerce Reports ≠ Accounting. Use Reports for revenue/channel performance; use Accounting for Trial Balance, P&L, Balance sheet, Cash flow, and Tax.
Mental model
Commerce → Finance dashboard (daily cash / payments snapshot) Business Suite → Accounting (double-entry books) → Banking (treasury movements) → Expenses (expense transactions) → Reports (business performance)
Same Growth+ unlock, different purposes — pick the module that matches the question you are answering.
Accounting — formal books
- Trial Balance — debits = credits for From/To.
- P&L (Profit & Loss) — income vs expenses for the period.
- Balance sheet — assets, liabilities, equity as of To.
- Cash flow — operating / investing / financing.
- Tax — output vs input for the period.
- Also: chart of accounts (CoA), journals, ledgers — see the Accounting article.
Banking — treasury
Cash treasury
↓ Deposit
Bank / MFS account
Also: Cash → Bank | Cash → MFS | Bank → Bank | Bank → MFS | Withdraw Account types: Cash treasury, Bank, MFS (Mobile Financial Service).
Prerequisite: add a cash treasury account before depositing cash into bank/MFS.
Features: deposit, withdraw, transfer, statement reconciliation — field steps live in the Banking article.
Expenses — spend records
Expense record → Payment (when paid) → Outstanding (when unpaid)
Note: Expense record ≠ Payment. Recording an expense and paying it can be separate steps.
Review tabs: By category, Monthly, Outstanding — see the Expenses article.
Reports — commerce / business performance
- Revenue summaries and channel performance.
- POS closing when enabled on your plan.
- Caution: Reports = business performance; Accounting = formal books — do not treat commerce Reports as Balance sheet / P&L substitutes.
Finance dashboard
- Day-to-day sales cash view from orders / payments.
- Operational snapshot for quick decisions — not the source of truth for statutory books.
Documentation map
Finance ├── Finance overview ← you are here ├── Accounting (TB, P&L, Balance sheet, Cash flow, Tax) ├── Banking (treasury, deposit, withdraw, transfer, reconciliation) ├── Expenses (create, pay, outstanding, expense reports) └── Reports (revenue, channels, POS closing, performance)
Related ops chains: Purchases / PO / GRN for stock money; Payroll for pay-run journals; Core concepts for journals and parties.